msi car finance

MSI car finance

Get a car from MSI even if you’ve been blacklisted

MSI is a car finance company born out of parent company Mahindra/Geely/BAW Benoni, that arranges normal vehicle finance with all major banks. The company also gets numerous applications from clients who are blacklisted.

Being blacklisted is often as a result of poor payment history. Statistics have shown that more people are finding it difficult to repay their debts. In South Africa, people spend as much as 76% of their income on paying their debt off. More people are struggling to repay their debts, which has led to more people with bad credit ratings.

This leaves these individuals with few choices for getting access to credit. When trying to get vehicle finance for blacklisted individuals, it’s important to keep in mind that there are a number of financial institutions that specialise in this type of finance.

With more than 20 years of experience in the motor retail industry, MSI offers clients an easy application process and affordable rates.

MSI offers a long term vehicle rental solution with the option to own.

What are the requirements?

  • R12 000 initial payment
  • Valid South African ID
  • Valid drivers’ licence
  • Proof of address
  • Proof of income

Why choose MSI?

MSI offers the added benefit of purchasing the vehicle at a greatly reduced cost at the end of the term. A rental does not bear interest, there is no amount deferred and no credit is given as the rental is payable in advance.

The client is entitled to terminate the agreement at any time and return the vehicle. If the client wishes to buy the vehicle after the termination of the agreement, MSI will sell it at the current value. After the maximum term of the contract is completed, the agreement will be terminated automatically and the vehicle will be disposed at the cost of R100 for which you, the lessee, will have the first option to purchase the vehicle.

All MSI vehicles are covered comprehensively under an insurance policy underwritten by Paradigm.

The agreement is consumption and usage-based.  eToll fees will be paid to Sanral on your behalf and added to your MSI account on a monthly basis.

To contact MSI, call: 011 395-6947 or send an email to


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